6 things Medicare does not cover
Medicare is a federal insurance program that helps those aged 65 and above meet their healthcare expenses. Divided into two parts, Part A and Part B, it covers inpatient care in hospitals, skilled nursing facility care, preventive services, medical equipment, and several other costs. However, the plan is not all-encompassing, so individuals are usually advised to purchase supplemental insurance to be on the safer side. Here are six things Medicare does not cover. Routine dental care Both Medicare Part A and Part B do not pay for routine dental care, including the costs for dental checkups, routine cleaning, or other dental maintenance services. The program also does not cover X-rays, fillings, root canals, and dentures. However, in some instances, Medicare may include dental surgery or X-rays. This is especially true during accidents, dental exams needed before kidney or heart surgery, or treatment for mouth cancer. Several Medicare Advantage plans (also known as Part C) may provide routine dental coverage as an extra benefit over Part A and Part B. However, people must purchase these plans from a Medicare-approved private company and pay an additional monthly premium. Routine vision care Medicare does not cover routine vision care. So, despite enrolling in the program, members must pay for eye exams (performed to determine if new prescription eyewear is needed) out of their pocket.
Read More